个人理财英语术语怎么说

Personal finance refers to the financial management and planning of an individual or household's money and assets. Some common English terms used in personal finance include:
Savings: Money set aside for future use, typically in a bank account or investment.
Budget: A plan for managing income and expenses, including setting financial goals and tracking spending.
Debt: Money borrowed from a lender, typically with interest.
Credit: A system of borrowing and lending, typically involving the use of credit cards or loans.
Interest: A charge for borrowing money, usually expressed as a percentage of the loan amount.
Investing: Putting money into financial products with the goal of earning a return, such as stocks, bonds, or real estate.
Asset: Something that has value and can be owned, such as cash, a house, or a car.
Liability: Something that represents a financial obligation, such as a loan or credit card balance.
Net worth: The value of a person's assets minus their liabilities, representing their financial position.
Retirement: The period of time when a person stops working and begins to receive retirement benefits, such as a pension or social security.