天降灾祸的英语怎么说

天降灾祸的英语常用短语是 "act of God"，这个短语在法律和保险业中使用，用来指自然灾害，如地震、洪水、龙卷风等，这些灾害造成的损失不会被保险公司承担。
来源：act of God这个短语最早被用来描述上帝的意图或行动，在这种情况下，它是不可抗拒的。
例句：
"The insurance company denied the claim, citing the flood as an act of God."（保险公司拒绝了索赔，称洪水是天灾。）
"The loss of crops was an act of God, and the farmers were not eligible for compensation." （庄稼损失是天灾，农民不予补偿。）
" The court ruled that the building collapse was an act of God and the defendant was not liable."（法庭裁定建筑物倒塌是天灾，被告无过错。）