A．Use cash．Instead of paying things with credit cards, use cash for non-bill spe

       A．Use cash．Instead of paying things with credit cards, use cash for non-billspending such as eating out, gas and groceries．Spending cash makes the spending more real, andthere’s an added advantage of knowing when you’re out of cash.

       B．Small weekly savings transfers．I got this idea from my friend,who automatically deducts(扣除) $20 a week from his check to savings．I decided that I could live with thededuction of $40/week without really feeling it — it’s a relatively smalltransfer that I barely notice, and I save about $2,000 a year!

       C．Stay at home．Going out makes you spend money unnecessarily．You eat at restaurants, go tothe mall, and stop at the gas station for snacks．It’s hard to avoid spending when you’re on theroad．Instead, stayat home and find free entertainment．It’s also a great way to bond with your family.

       D．Don’t get catalogs(商品宣传册)．Their announcements of sales or cool new products make it verytemting(引诱人的) tobuy something you don’t need．Instead, stop getting the catalogs, and you’ll spend less.

       E．Keep a 30-day list．If you have an impulse(冲动) to buy something you don’tabsolutely need, put it on a 30-day list．You can’t buy anything but necessities — everything else goes on thelist．When the 30days are up, you can buy it — but most likely, the strong urge to buy it willbe gone, and you can evaluate it more calmly.

       F．Cook at home．I know it seems more difficult than eating out．But it doesn’t have to be hard．Make home-made pizza with aready-made crust, some sauce, cheese and veggies．Put some spices on something and throw it in theoven while you cook some brown rice．Not only is this much cheaper than eating out, but it’s healthier.

阅读下面几位消费者的情况介绍，并为他们匹配合适的建议。

1.Mr．And Mrs．Brown are a newly-marriedcouple who work in the same company．They don’t earn much in their work, but they have to spend a largerpart of their income to pay for their rent and daily necessities．Furthermore, they seldom eat athome because neither of them cooks well．Therefore, they have to pay a lot more extra money for food.

2.Mrs．Wang enjoys shopping very muchbecause she is free all day long．Whenever she is wandering in the shops or stores, she will have astrong impulse and find it difficult for her to get back home with her handsempty．But it isquite often that she will find what she has bought is almost useless when shegets home.

3.Tony is auniversity student in New York, who is far away from his parents．He pays everything with hiscredit card．Hefinds it very cool for him to purchase with his credit card．However, he often finds hismoney has already run out in the middle of the month.

4.Miss Betty is ahigh school girl whose parents give her some money every week．As her parents don’t earn muchmoney, she wants to save some money secretly so that she can buy a digitalcamera.

5.Miss Catherine isa young girl who is easily to be persuaded into buying something useless．She will get encouraged to buysomething when she sees an advertisement．Her parents have warned her many times against doing such stupidthings, but it doesn’t work much.

试题答案

【答案】

1.F

2.E

3.A

4.B

5.D