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非理智消费（unwise consumption）是指人们在不明智或不理性的情况下进行的消费行为。这种消费行为可能会导致财务问题或不必要的开支。非理智消费可能源于许多不同的因素，包括情绪化决策、购物狂、认知偏差和社会压力。以下是一些关于非理
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